You Bet ! …… Make a Wake ! Pleasure Boats, Yachts and Large Vessels
Family Boaters Program
- Covers boats 26 feet and less in length
Settlement Options
- Agreed Value or Actual Cash Value (ACV) hull coverage
Total Loss Settlement Endorsement
- For boats within one year of the model year, and until the vessel reaches six years, as long as it is successively renewed
Optional Towing and Assistance
- Covers breakdowns while on the water and if the trailer is disabled
- Up to $5,000 in coverage available
Optional Trailer Coverage
- Protects the trailer specifically designed to transport the covered vessel
- Up to $10,000 in coverage available
Optional Personal Property Coverage
- Wearing apparel
- Sports and fishing equipment
- GPS units and fish finders
- Other personal property while on board or being carried on or off the vessel
- Replacement Cost is available
- Personal Property coverage�s will be primary over other forms of insurance
- Up to $10,000 in coverage available
Medical Payments
- Necessary and reasonable
- Covers the insured and their guests
- Covers medical payments within one year of an accident that caused injury
- Applies while in, upon, boarding or leaving the boat
- Also covers being pulled on water skis, wake boards or tubes
- Medical Payments coverage�s will be primary over other forms of insurance
Flexible Deductible Structure
- Allows the policyholder to choose the flat-dollar hull deductible that best suits them
- $250, $500, $1,000, $2,500 and $5,000 options regardless of the boat settlement type
- The deductible will not change as the boat ages
Pollution Liability Coverage
- Coverage matches liability limits
- In the event that the insured is required by law to clean up, remove or contain on accidental spill or leak of a pollutant
Wide Range of Discounts
- Multi-unit
- Multi-policy
- Prior insurance
- Renewal
- Boating safety course
Yacht Program
- Foremost also offers an option for placing boats over 26 feet
For more information, call Happy Trails Insurance Services at 1-888-241-4445 for
Specialized coverage especially for large vessels