Motorcycle Insurance

Get Your motor runnin…Head out on the Highway !

Optional Equipment Coverage

  • Covers permanently attached accessories
  • Custom painting and chroming
  • Side cars
  • Custom seats
  • Saddle bags
  • Other items that were not originally provided by the manufacturer as standard equipment

Optional Towing and Roadside Assistance

  • Will provide help if a bike is disabled and can't be ridden
  • Covers reasonable and necessary expenses
  • Available if Collision coverage is purchased
  • With the purchase of Towing and Roadside Assistance, we also provide Trip Interruption coverage at no extra charge

Trip Interruption coverage

  • Meals, lodging and transportation, up to $500
  • Must be a covered collision 100 miles or more from home

Replacement Cost Total Loss Settlement Coverage

  • When a bike is purchased new from a dealer and insured with Foremost within 30 days, we will replace the bike with a new, comparably-equipped motorcycle if it is a total loss in the first two years
  • This coverage is for bikes with an MSRP below $35,000
  • Does not apply to Custom or Classic bikes
  • Collision and/or Comprehensive coverage must be purchased and maintained

Safety Apparel Coverage

  • Up to $1,500 of coverage included in the case of a covered collision loss
  • Helmets, leathers, boots and jackets
  • And other clothing designed to minimize damage from an accident

Money-Saving Discounts

  • Multi-unit
  • Multi-policy
  • Preferred driver
  • Safety course
  • Prior insurance
  • Affinity group
  • Renewal
  • Customers may qualify for multiple discounts without limitations

Custom Program

  • Have more than $7,500 in optional equipment
  • Modified or assembled
  • Special production manufactured by designated companies
  • Classic with more than $500 in optional equipment

Classic Program

  • 20 or more years old
  • Restored or maintained in the original condition
  • Less than $500 in optional equipment
  • Not driven regularly

For more information on products, coverage's and underwriting, please contact us. Not all products, coverage's and discounts are available in all states.