Motorcycle Insurance

Get Your motor runnin…Head out on the Highway !

Optional Equipment Coverage

Covers permanently attached accessories
Custom painting and chroming
Side cars
Custom seats
Saddle bags
Other items that were not originally provided by the manufacturer as standard equipment

Optional Towing and Roadside Assistance

Will provide help if a bike is disabled and can’t be ridden
Covers reasonable and necessary expenses
Available if Collision coverage is purchased
With the purchase of Towing and Roadside Assistance, we also provide Trip Interruption coverage at no extra charge

Trip Interruption coverage

Meals, lodging and transportation, up to $500
Must be a covered collision 100 miles or more from home

Replacement Cost Total Loss Settlement Coverage

When a bike is purchased new from a dealer and insured with Foremost within 30 days, we will replace the bike with a new, comparably-equipped motorcycle if it is a total loss in the first two years
This coverage is for bikes with an MSRP below $35,000
Does not apply to Custom or Classic bikes
Collision and/or Comprehensive coverage must be purchased and maintained

Safety Apparel Coverage

Up to $1,500 of coverage included in the case of a covered collision loss
Helmets, leathers, boots and jackets
And other clothing designed to minimize damage from an accident

Money-Saving Discounts

Multi-unit
Multi-policy
Preferred driver
Safety course
Prior insurance
Affinity group
Renewal
Customers may qualify for multiple discounts without limitations

Custom Program

Have more than $7,500 in optional equipment
Modified or assembled
Special production manufactured by designated companies
Classic with more than $500 in optional equipment

Classic Program

20 or more years old
Restored or maintained in the original condition
Less than $500 in optional equipment
Not driven regularly

For more information on products, coverage’s and underwriting, please contact us. Not all products, coverage’s and discounts are available in all states.

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