Travel Trailers – 5th Wheel Trailers – Toy Hauler Trailers
The law requires RVs to have liability insurance while being driven on the road in most states. Full coverage can be optional based on whether you have the vehicle financed, but just because full coverage is optional does not mean you should necessarily opt-out.
What Does Liability Insurance Cover?
- Damage to property of others
- Bodily injury to others
- Lawsuits arising from an accident
- Liability claims from visitors
The amount of these costs that will be covered by your RV liability insurance depends on the limits you set when you buy your policy.
Be Happy you are covered !
Physical damage
- Covers physical damage or theft.
Full-Timer
- Provides liability protection very similar to a homeowners policy for people who live in their RVs
- Covers the RV when parked and being used as a residence
Pet Injury coverage
- Covers vet fees for an injury to an animal or replacement costs for death.
Total loss Replacement
- Pays to replace your RV in the event of a total loss. This is usually only available for brand-new RVs that have never had a previous owner.
Towing and Roadside Assistance
- Available 24 hours a day, 365 days a year everywhere in the United States and Canada
- “Sign & Drive” service – no out-of-pocket expense for services up to coverage limit
- Eliminates the need to purchase a separate towing package
Personal Property Coverage
- Higher limits available
- 20% of Personal Property limit for items outside the unit
Accessories Coverage
- Automatically included!
- Covers attachments such as awnings, antennas and satellite dishes
Emergency Expense Allowance
- Pays for lodging or Travel expenses if your rig is damaged or destroyed by a covered loss more than
50 miles from home - Optional in standard program