You Bet ! …… Make a Wake ! Pleasure Boats, Yachts and Large Vessels
Family Boaters Program
Covers boats 26 feet and less in length
Settlement Options
Agreed Value or Actual Cash Value (ACV) hull coverage
Total Loss Settlement Endorsement
For boats within one year of the model year, and until the vessel reaches six years, as long as it is successively renewed
Optional Towing and Assistance
Covers breakdowns while on the water and if the trailer is disabled
Up to $5,000 in coverage available
Optional Trailer Coverage
Protects the trailer specifically designed to transport the covered vessel
Up to $10,000 in coverage available
Optional Personal Property Coverage
Wearing apparel
Sports and fishing equipment
GPS units and fish finders
Other personal property while on board or being carried on or off the vessel
Replacement Cost is available
Personal Property coverage�s will be primary over other forms of insurance
Up to $10,000 in coverage available
Medical Payments
Necessary and reasonable
Covers the insured and their guests
Covers medical payments within one year of an accident that caused injury
Applies while in, upon, boarding or leaving the boat
Also covers being pulled on water skis, wake boards or tubes
Medical Payments coverage�s will be primary over other forms of insurance
Flexible Deductible Structure
Allows the policyholder to choose the flat-dollar hull deductible that best suits them
$250, $500, $1,000, $2,500 and $5,000 options regardless of the boat settlement type
The deductible will not change as the boat ages
Pollution Liability Coverage
Coverage matches liability limits
In the event that the insured is required by law to clean up, remove or contain on accidental spill or leak of a pollutant
Wide Range of Discounts
Multi-unit
Multi-policy
Prior insurance
Renewal
Boating safety course
Yacht Program
Foremost also offers an option for placing boats over 26 feet
For more information, call Happy Trails Insurance Services for Specialized coverage, especially for large vessels