Personal Watercraft

You Bet ! …… Get Wet !

Settlement Options

  • Actual Cash Value (ACV) policy
  • A liability Only policy is available

Wreck Removal

  • Included, and other coverage�s can be added to build a custom policy

Waterskiing and Towing Sports Liability Coverage

  • Provides coverage for bodily injury and property damage
  • Accidents for which the insured is liable
  • When waterskiing or being towed behind the personal watercraft

Optional Medical Payments

  • Necessary and reasonable medical expenses for any person on the vessel
  • Covers the insured or their guests
  • Covers medical payments within one year of on accident that caused injury
  • Applies while in, upon, boarding or leaving the watercraft

Optional Uninsured Watercraft Bodily Injury

  • Provides coverage for bodily injury
  • Accidents for which the insured is entitled to recover from an uninsured watercraft

Optional Trailer Coverage

  • Protects the trailer specifically designed to transport the covered vessel
  • Most total losses are settled at the amount of insurance or replacement cost
  • Up to $10,000 in coverage

Optional Towing and Assistance

  • Covers breakdowns while on the water and if the trailer is disabled
  • Up to $500
  • Higher limits are available

Optional Accessories Coverage

  • Racks
  •  Windshields
  •  Additional permanent accessories that were not originally provided by the manufacturer

Wide Range of Discounts

  • Multi-unit
  • Multi-policy
  • Prior insurance
  • Renewal